Owliance is a leading independent outsourcing platform, focusing on health and general insurance with onshore and near-shore platforms. The group operates on behalf of a variety of clients encompassing insurance companies, mutual health insurance providers, employee benefits institutions and insurance brokers.
The company is specialized in Insurance Business Process Outsourcing (BPO) (premium collection, reimbursement of medical expenses, customer services), ITO (licensing, Software as a Service and Project management.
Historically specialist on health insurance BPO, Owliance has widened its platform and entered 2 key industries. The property and casualty (P&C) insurance industry with the acquisition of Telergos in 2011 and the health insurance industry with the acquisition of Mutua in 2013, a service provider with a strong footprint among mutual health insurance providers, which enabled it to expand into the collective health insurance market.
In 1999, 10 leading French banks decided to develop a new mean of payment in order to replace cash payments in small transactions. In this regard, they created two legal entities:
A regulated entity, which manages the electronic money (Société Financière du Porte-Monnaie Electronique Interbancaire, SFPMEI);
A commercial entity which operates the electronic wallet (Moneo Payment Solutions).
In June 2011, Moneo acquired Applicam to complete its offer. The company addressed local authorities (subsidies, sports centres…) and oil companies (payment cards). Since 2013, Moneo-Applicam have been promoting Moneo Resto, the first offer in France of electronic meal vouchers on a credit card. In 2016, Applicam was sold to Docapost.
Kepler Cheuvreux is the leading independant brokerage house specialized in the primary and secondary European stocks and bonds markets, resulting from the merger of Kepler Capital Markets and Cheuvreux in April 2013.
The business model:
An Independent broker: Kepler Cheuvreux is not a subsidiary of any financial institutions and has no proprietary trading activity
A Pan-European broker: Kepler Cheuvreux has subsidiaries in 8 European countries
A high quality research analysis offer: Kepler Cheuvreux covers more than 700 European companies
The company has a strong entrepreneurial culture, both management team and employees are shareholders. The management team is skilled, experienced and has successfully built strong relationships with institutional investors.
Kepler Cheuvreux benefits from strategic partnerships with CA-CIB, UniCredit and Rabobank and is recognized as the alternative to global players.
Chiarezza is an Italian insurance aggregator, founded in February 2010. Chiarezza offers a free online service enabling Internet users to compare insurance quotes for cars and motorbikes. The website is directly linked to insurers’ pricing software, and displays their quotes directly sorted by price and characteristics depending on the requests of Internet users. Chiarezza then enables Internet users to subscribe online insurance policies via the insurers’ website or by phone via their call centres.
Chiarezza is one of the four main Italian insurance aggregators. The market is a fast-growing, stimulated by the development of direct insurers and the increase in market share of the Internet channel in direct insurers’ customer acquisition.
Comparadise is a French online agreggator specialized on the financial products.
Comparadise offers free online services that enable Internet users to compare a wide range of insurance and credit quotes for individuals and SME. The aggregators are directly connected to insurers and banks’ softwares that price premiums, and display real-time contracts, sorted by price and characteristics. Internet users can then purchase insurance policies online or by phone via call centres of insurers or credit institutions.
Comparadise is a group of financial services comparison sites, including MisterAssur, Mutuelle Conseil, HyperAssur, KelAssur and Kredity:
MisterAssur, KelAssur and HyperAssur are generalist insurance aggregators offering auto, motorcycle, pets and health insurance quotes to Internet users, as well as niche products.
Mutuelle Conseil is an online aggregator specialized in individual and collective health insurance.
Kredity is an online aggregator specialized in consumer credit, debt restructuring and online banking.
Cyrus Conseil is a leading independent wealth manager providing advisory services, asset management and real estate investment solutions with nearly €3.0b Assets under Advisory and more than 7 300 clients. The Group provides customizes consulting services and investment solutions to high net worth clients (entrepreneurs, senior executives, wealthy families), in accordance with their strategy.
Life insurance products giving access to a selection of funds and asset managers in France and abroad.
Structured products specifically designed for Cyrus Conseil by specialised external partners.
A wide range of real estate investment solutions slected by the group’s specialists.
Finanzen.de is the leading European online marketplace for retail customer leads in the finance and insurance sector.
The company connects lead generators such as online price comparison sites with lead buyers such as independent financial advisers and insurance companies. More than 800,000 leads are annually traded via its proprietary and industry leading technology platform, using real time auctions and real time lead delivery. The company also acts as online broker for P&C insurance products. Thanks to its scalable business model, finanzen.de is ideally positioned to benefit from the digital shift occurring in the European insurance and banking space and to capture the significant market potential ahead.
NeoXam is a leading provider of investment accounting, investment management and data management software solutions. Its customers base is made of large and medium asset management firms, investment banks, institutional investors and securities services providers.
NeoXam was created in 2014 following the carve out of two software programs, GP3 and Decalog, from SunGard, realized by BlackFin and the management. In 2015, NeoXam acquired Smartco to reinforce its data management offering.
Headquartered in France, NeoXam has a strong presence in Continental Europe, China, South Africa, and in the US.
Founded in 1970, LSA is a leading French online insurance broker, distributing niche motor insurance products with a particular focus on “non-standard” risks (i.e. young and defaulting drivers among others). Assurpeople.com has been launched in 2007 as the online platform of the LSA Group.
Assurpeople covers the whole value chain for online insurance products including distribution, contract management and claims, both for its own account and for third party clients thanks to a state of the art and proprietary IT platform.
The company currently employs more than 120 people and manages approximatively 90.000 contracts on behalf of some of the biggest insurance companies operating in France.
AMfine is a provider of regulatory software created by Michael Priem in 2006.
AMfine’s software solutions enable asset management companies to automate the production, the control and the distribution of regulatory, tax and financial reports, such as KIID (Key Investor Information Document), fund prospectus, management reports, as well as AIFM and FATCA reports. AMfine offers a large range of software solutions to address these needs, under the brands AMfine Prospectus, AMfine Report and AMfine Price.
AMfine employs about forty people in Paris and in Luxembourg.
Primonial Group is the leading French independent investment manager. Managed by André Camo, the group specializes in all aspects of wealth management, selects, combines and distributes comprehensive solutions to wealth managers and their clients. Its main business segments include residential property and real estate funds, life insurance and annuities, structured products and asset management.
Founded in 2005 in Paris on the basis of JP Morgan’s French retail activities, the group nows employs 550 people.
Located in France, Santiane Group is an insurance firm specializing in health insurance brokerage for individuals and companies. The Group relies on two core activities : direct-to-customer insurance brokerage – through Santiane.fr – and insurance wholesale – with Néoliane.
In less than nine years, Santiane Group has become the largest health insurance broker in France. The company is located in Paris and Nice and employs about 240 people.
New Access is a provider of front-office and middle-office software for Swiss and international private banks.
New Access’ software offering is made of Equalizer (Portfolio Management System), Branch (Customer Data Management) and Logical Access (Confidential Document Management). These products are adapted to meet the specific needs of the private banking industry.
New Access employs 60 people, based in its headquarters in Switzerland (Geneva) and its offices in Singapore and Brazil. Alexis Sikorsky, CEO of New Access, created the company in 2001.
With c. € 25 Bn AuM, FundRock is the largest independent investment fund management company (3rd party ManCo) in Luxembourg, providing risk and compliance services for UCITS and AIFs funds. The company has a well-diversified client base including a large proportion of Tier 1 asset managers and banks, mainly in the US, the UK and Asia.
FundRock provides Funds with the necessary substance in terms of infrastructure, resources and minimum required capital and monitors the fund’s core service providers: investment manager, central administrator, global distributor and transfer agent. It supports the funds distribution in 24 countries, 18 of which are European.
The company is regulated by the Commission de Surveillance du Secteur Financier (“CSSF”).
Rouaix Finances is a French leader in the credit consolidation brokerage business. Its activity consists of consolidating, on one single loan, a sum of existing personal and/or mortgage loans in order to offer to the borrower reduced monthly repayments in exchange for a longer duration of the loan. Rouaix Finances was founded in 2000 by Eric Rouaix, its current CEO and is headquartered in Toulouse with a second back-office platform in Laon (North of France).
The company has two complementary sourcing channels: retail bank networks and online and has strong relationships with the specialized credit institutions and several large retail banking networks. As an « Intermédiaire en Opérations de Banque et en Services de Paiement » (“IOBSP”), Rouaix Finances is regulated by the Autorité de Contrôle Prudentiel et de Résolution (“ACPR”).